
WiPay
Remittance
Receive money from abroad with Ria — to your wallet, bank account, or in cash.
Your money, where you want it.
When someone sends money to you through Ria, choose how you receive it in Trinidad & Tobago.
Money in your wallet.
Receive money in your WiPay wallet. Keep it there or transfer it to your linked bank.
What you need to know
- What you need
- Complete WiPay verification and link your bank. Your sender needs your WiPay account number, not your phone number.
- Timing
- Ask your sender to track the transfer with Ria. Check your WiPay history to see when the money has arrived.
- Fees
- Sender should confirm with Ria their fees, exchange rate and amount that will be received by the beneficiary. For cash check with the pickup location for collection fees

Receiving money in your WiPay wallet.
Set up your wallet
Sign in to WiPay, link your bank and complete verification.
Share your details
Give your sender your WiPay account number for a wallet transfer through Ria.
Receive your money
Check your WiPay history for the payment. Keep the money in your wallet or transfer it to your bank.
Your trusted partner for Caribbean money transfers.
WiPay Remittance is a payment infrastructure that facilitates the transfer of small-value payments—typically from migrant workers and global senders to family, friends, or service providers in the Caribbean.
By enabling faster, lower-cost, and hassle-free transfers, WiPay Remittance connects loved ones and supports businesses across the region. Operating across 12 territories, WiPay Remittance has lowered barriers for new money transfer operators, supported competitive pricing, and empowered digital transformation in financial services.

New partners are being added all the time.
Easier, faster, reliable, more options.
- Local expertise in 12 territories across the Caribbean.
- Regulated with on-the-ground personnel and banking partners.
- Flexible, scalable infrastructure tailored to remittance companies.
From our community
A little support. A new school year.
View on Instagram (opens in a new tab)Your money. Your time.
View on Instagram (opens in a new tab)In the news
WiPay Remittance expands cash payout services in Trinidad with plans for regional growth
Recipients of transfers sent through Ria, PayPal, Xoom and Remitly can now collect through cash pickup, direct-to-bank deposits, direct-to-card and digital wallet transfers, the first step in a phased Caribbean expansion.
Read on Our Today (opens in a new tab)WiPay Remittance bridges gap for international payments across T&T and wider Caribbean
Freelancers, businesses and eCommerce entrepreneurs can move international payments straight to local bank accounts in TTD, or collect cash at Miguel Moses locations.
Read on Our Today (opens in a new tab)WiPay raises profile in remittance market
The WiPay Group officially launched WiPay Remittance, its newest subsidiary, offering direct-to-bank transfers, nationwide cash pickup and instant payments to digital wallets.
Read on Trinidad Guardian (opens in a new tab)WiPay signs with money transfer giant
WiPay signed an agreement with Ria Financial Services, connecting Ria’s network of 435,000 locations in more than 160 countries to WiPay across the Caribbean.
Read on Trinidad Express (opens in a new tab)



